Stop fraud in real-time on ACH, wire transfers, cards, and onboarding

Automatic detection of suspicious transactions, shell accounts, and anomalous behavior — before settlement.

🔥 The Real Pain of the US Market

What fintechs and payment processors face today

ACH fraud with triangulation and social engineering

Fraudsters using advanced techniques to bypass traditional security systems.

Digital card testing (card testing attacks)

Thousands of transaction attempts with stolen or cloned cards.

Shell accounts created with falsified documents

Fraudsters creating fake accounts using forged or stolen documents.

Increased chargebacks and friendly fraud

Customers disputing legitimate transactions and increasing operational costs.

Fraudsters operating multiple devices

Fraudsters using multiple devices and identities to avoid detection.

Insane volume of attempts per day

Thousands of daily fraud attempts overwhelming manual analysis systems.

Lack of internal risk team

Small or non-existent teams to handle the complexity of modern fraud.

Result

Financial loss + reputational damage + regulatory risk.

⚡ What FalconEye Does

Super simple and efficient

Analyzes each transaction in milliseconds

Ultra-fast processing without impacting user experience.

Detects suspicious behavioral patterns

AI identifies anomalies that humans couldn't detect.

Evaluates device, IP, geolocation, and history

Multi-dimensional analysis crossing multiple data sources.

Detects fake documents and altered selfies

Biometric validation and real-time document analysis.

Intelligently blocks transactions

Automatic decisions based on calculated risk score.

Generates reason for blocking (anti-"black box")

Total transparency: you know exactly why each decision was made.

Automatically flags risk for AML/BSA

Direct integration with anti-money laundering systems.

📥 INPUTS

What the company needs to provide

Complete clarity on required data. Customers LOVE seeing this transparency.

1. Transaction Data

  • Amount
  • Date/time
  • Payment method (ACH / wire / card / check)
  • Origin/destination (account, bank, processor)

2. User Data

  • SSN/Tax ID, full name
  • Device ID
  • IP, location
  • Transaction history

3. Internal rules

  • Limits
  • Blacklists
  • Blocking or manual review policies

4. Optional data

  • Selfie/document (for secure onboarding)
  • Existing internal score

Integration via API or batch upload. No changes required to core banking systems.

📤 OUTPUTS

What the agent delivers

1. Risk score (0–100)

The higher the score, the higher the probability of fraud. Clear and objective scale for decision-making.

2. Risk reason ("Reason Codes")

Examples: New device never seen, multiple associated accounts, location divergence, unusual ACH pattern, behavior change, shell account indicators.

3. Recommended action

Approve, block, or manual review. Clear and actionable decisions.

4. Complete audit log

Compatible with AML/BSA regulations. Complete trail of all decisions.

5. Automatic alerts

Suspicious transactions, suspicious onboarding, fraudster clusters. Real-time notifications.

🔍 Real Use Cases

Short and powerful

1. ACH fraud blocking (before settlement)

Avoid immediate withdrawals and transfers by fraudsters. Detection in milliseconds before money leaves the account.

2. Shell account or false identity detection

Face ≠ document. Document ≠ official patterns. Real-time biometric validation and document analysis.

3. Card testing blocking (card-testing attacks)

Protect your issuer or gateway from micro-fraudulent transactions. Detects testing patterns before they cause damage.

💰 Direct Financial Benefits

Measurable results

Reduction in financial losses

Fewer approved frauds = less money lost.

Fewer chargebacks

Significant reduction in disputes and operational costs.

Less fraud in onboarding

Detection of fake accounts before the first transaction.

Reduced cost with risk team

Automation reduces need for extensive manual analysis.

Less manual intervention

Intelligent system makes automatic decisions when appropriate.

Increased approval of good users

Fewer false positives = more legitimate transactions approved.

Improved compliance and AML

Automatic compliance with SEC, FINRA, and OFAC regulations.

🧩 Super Simple Integration

Multiple integration options

✔ Ready API

Complete and documented RESTful integration.

✔ Event webhooks

Real-time notifications of important events.

✔ SDK for Node / Python

Ready libraries to facilitate integration.

✔ Dashboard without integration (optional)

Web interface for analysis and configuration without need for integration.

✔ Logs and complete trail (compliance-ready)

Complete audit for regulatory compliance.

🔒 Security and Compliance

Total compliance

Encrypted data (AES-256)

Maximum security in data transmission and storage.

Immutable logs

Records that cannot be altered, ensuring integrity.

Local or cloud processing

Flexibility to choose where to process data.

Optional zero retention

Data can be deleted immediately after processing.

Total compliance with AML/BSA, GDPR, and CCPA

Meets all US and EU data protection regulations and anti-money laundering requirements.

Ready to protect your business?

Schedule a demonstration with our specialists and discover how FalconEye can protect your business.

Get in touch

Questions about FalconEye? Contact us: contact@aiqgen.com

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