Terms of Use

Agreement to Terms

These Terms of Use ("Terms") constitute a legally binding agreement between you ("User," "Client," or "you") and AIQGEN ("Company," "we," "our," or "us") regarding your use of our artificial intelligence-powered financial services, website, and related platforms.

By accessing, using, or registering for our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not use our services.

Service Description

AI-Powered Financial Services

AIQGEN provides specialized artificial intelligence agents for financial services including:

• Virtual investment advisory services
• Automated compliance monitoring
• Risk assessment and analysis
• Custom AI agent development
• Financial data processing and insights

These services are designed to assist financial institutions in enhancing their operations while maintaining compliance with applicable regulations.

User Responsibilities

Eligibility and Authorization

• You must be at least 18 years old to use our services
• You must have legal authority to enter into this agreement
• You represent that all information provided is accurate and current
• You must comply with all applicable laws and regulations

Prohibited Activities

You agree not to:

• Use our services for illegal or unauthorized purposes
• Attempt to reverse engineer or modify our AI systems
• Interfere with the proper functioning of our services
• Share your account credentials with third parties
• Submit false or misleading information
• Violate any applicable financial regulations

Service Availability and Limitations

Availability

We strive to provide continuous service availability but do not guarantee uninterrupted access. Our services may be temporarily unavailable due to maintenance, updates, or technical issues.

AI Limitations

• AI recommendations are based on available data and algorithms
• AI agents are designed to assist, not replace, human judgment
• Users remain responsible for final decisions and regulatory compliance
• AI performance may vary based on data quality and market conditions

Intellectual Property Rights

Company Ownership

All intellectual property rights in our AI systems, software, algorithms, and proprietary technology remain exclusively owned by AIQGEN. You may not copy, modify, or distribute our technology without written permission.

User Data

You retain ownership of your business data and information. We process this data in accordance with our Privacy Policy and applicable regulations to provide our services.

Feedback and Improvements

Any feedback, suggestions, or improvements you provide may be used by AIQGEN to enhance our services without additional compensation.

Liability and Disclaimers

Service Disclaimer

Our services are provided on an "as-is" basis. While we strive for accuracy and reliability, we make no guarantees regarding:

• Uninterrupted service availability
• Error-free operation or performance
• Specific financial outcomes or results
• Compliance with all regulatory requirements

Limitation of Liability

To the maximum extent permitted by law, AIQGEN shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of profits, data, or business opportunities.

User Responsibility

Users are solely responsible for:

• All decisions made based on AI recommendations
• Regulatory compliance in their jurisdiction
• Data security and access controls
• Business risk management and oversight

Compliance and Regulatory Requirements

Financial Regulations

Our services are designed to assist with compliance but users remain responsible for ensuring adherence to all applicable regulations including:

• Securities and Exchange Commission (SEC) rules
• Financial Industry Regulatory Authority (FINRA) regulations
• Anti-Money Laundry (AML) requirements
• Know Your Customer (KYC) procedures
• State and federal privacy laws

Audit and Documentation

Users must maintain adequate documentation and audit trails for all AI-assisted decisions and maintain oversight of automated processes.

Termination

Termination by User

You may terminate your use of our services at any time by providing written notice and following our data export procedures.

Termination by AIQGEN

We may suspend or terminate services if you breach these Terms, fail to comply with regulatory requirements, or engage in prohibited activities.

Effect of Termination

Upon termination, your access to services will cease, but certain provisions of these Terms will continue to apply, including intellectual property rights and liability limitations.

Governing Law and Disputes

These Terms are governed by the laws of [Jurisdiction]. Any disputes arising from these Terms or your use of our services will be subject to the exclusive jurisdiction of courts in [Jurisdiction].

Alternative Dispute Resolution

Before pursuing litigation, parties agree to first attempt resolution through mediation or arbitration as appropriate.

General Provisions

Modifications

We may modify these Terms periodically. Continued use of services after modifications constitutes acceptance of updated Terms.

Severability

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions will continue in full effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and AIQGEN regarding our services.

Contact Information

For questions about these Terms or legal inquiries:

We will respond to legal inquiries within 15 business days.